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Replagegos Omnifurian Directory 01 Page 10
On the other side, the commodities of usury are, first, that howsoever usury in some respect hindereth merchandizing, yet in some other it advanceth it; for it is certain that the greatest part of trade is driven by young merchants, upon borrowing at interest; so as if the usurer either call in, or keep back, his money, there will ensue, presently, a great stand of trade. The second is, that were it not for this easy borrowing upon interest, men's necessities would draw upon them a most sudden undoing; in that they would be forced to sell their means (be it lands or goods) far under foot; and so, whereas usury doth but gnaw upon them, bad markets would swallow them quite up. As for mortgaging or pawning, it will little mend the matter: for either men will not take pawns without use; or if they do, they will look precisely for the forfeiture. I remember a cruel moneyed man in the country, that would say, The devil take this usury, it keeps us from forfeitures, of mortgages and bonds. The third and last is, that it is a vanity to conceive, that there would be ordinary borrowing without profit; and it is impossible to conceive, the number of inconveniences that will ensue, if borrowing be cramped. Therefore to speak of the abolishing of usury is idle. All states have ever had it, in one kind or rate, or other. So as that opinion must be sent to Utopia.
On another tack, however, there probably evolved a series of simple predatory creatures, not able to build up organic matter from air, water, and salts, but devouring their neighbours. These units were not closed in with cellulose, but remained naked, with their living matter or protoplasm flowing out in changeful processes, such as we see in the Amoebae in the ditch or in our own white blood corpuscles and other amoeboid cells. These were the originators of the animal kingdom. Thus from very simple Protists the first animals and the first plants may have arisen. All were still very minute, and it is worth remembering that had there been any scientific spectator after our kind upon the earth during these long ages, he would have lamented the entire absence of life, although the seas were teeming. The simplest forms of life and the protoplasm which Huxley called the physical basis of life will be dealt with in the chapter on Biology in a later section of this work.
We halted for the night at the _fazenda_ of Colonel Gregorio, a _seringueiro_ from whom I expected to get an Indian who knew the forest well and who could be of some assistance to me in going across it. The house of Col. Gregorio--a mere big shed--was a regular armoury, a great many rifles of all ages, sizes, and shapes adorning the walls; then there were fishing spears and harpoons, vicious-looking knives and axes. In the principal room was a large altar with a carved figure of the Virgin standing with joined hands before lighted candles and a bottle of green peppermint. The latter was not an offering to the sacred image, but it was placed on the revered spot so that none of Gregorio's men should touch it. Enormous balls of rubber filled the greater portion of the floor, waiting to be taken down the river.
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